Serving North Port · Port Charlotte · Venice · Punta Gorda
941-282-5787 · Se habla español
Serving North Port · Port Charlotte · Venice · Punta Gorda
941-282-5787 · Se habla español
Filing should leave you confident, not confused. We prepare federal and state returns for individuals and families — this year’s or prior years you’ve fallen behind on — and make sure every deduction and credit you’ve earned lands on the return.
From W-2 and 1099 income to multi-state filings and IRS notices, we file accurate returns and help you keep more of what you earn.
Federal and state income tax returns
Prior year tax filings
Corrections and amended returns
IRS letters and notices
IRS debts, garnishments, and levies
ITIN applications and renewals
Whether you prefer a quick virtual appointment from home or want us to come to you, both options give you the same expert preparation — without the wait of a national chain.
Schedule your appointment
Complete a quick self-guided interview via our secure portal and upload your tax docs
Discuss your return with an expert tax preparer
E-sign your return — we’ll e-file or mail it for you
Schedule your appointment
Complete a quick self-guided interview via our secure portal and upload your tax docs
We’ll come to your location and finalize your return on the spot
E-sign your return — we’ll e-file or mail it for you
Travel fees apply in Charlotte, DeSoto, Lee, and Sarasota Counties.
Schedule your appointment
Complete a quick self-guided interview via our secure portal and upload your tax docs
Discuss your return with an expert tax preparer
E-sign your return — we’ll e-file or mail it for you
Not ready to file yet? Get an instant estimate of your federal refund — fast, easy, and secure.
Why Pennysmart
We combine professionalism, technology, and personal attention to give you the best value. Transparent pricing. Real support from people who care.
We tailor the process to your situation.
No generic templates, no rushed appointments.
Whether you’re filing this year’s return or catching up on older ones, we cover both.
We help respond to IRS letters, fix prior returns, and prepare ITIN paperwork.
English and Spanish, every step — from intake to filed return.
In-office in Port Charlotte, mobile in surrounding areas, remote across Florida.
CERTIFIED · BONDED · INSURED
IRS AFSP Participant
NATP Member
NNA Certified Notary
BBB A+ Rating
Bonded & Insured
Local & Proudly Serving Florida
Eligible filers can have our prep fees deducted directly from their federal refund.
Ask about Tax Advance Loans during tax season.
For a typical individual return, bring photo ID, Social Security cards for you and dependents, all W-2s, 1099s (NEC, MISC, R, K), prior year return, mortgage interest (1098), property tax statements, childcare provider info, and any IRS letters you’ve received. Self-employed clients should bring expense records or a profit/loss summary. Ask us if you’re unsure — we’ll send a checklist before your appointment.
If you qualify, you can have our preparation fees deducted directly from your federal refund instead of paying upfront. The fees come off the top when the IRS issues your refund, and the remainder is sent to you. During tax season we also offer Tax Advance Loans for eligible filers who need funds before the IRS finalizes the refund. Ask your preparer about eligibility.
We help with IRS notices, back taxes, penalties, garnishments, and installment agreements — including specialized handling of cases exceeding $7,000. Bring any letters you’ve received and we’ll review your situation, file missing returns if needed, and negotiate a path forward (payment plan, hardship request, or offer in compromise where applicable).
Virtual appointments are fastest: you upload documents through our secure portal, meet by video, and e-sign — no travel required. Mobile service is for clients who prefer in-person help: we come to your home or office in Charlotte, DeSoto, Lee, or Sarasota County (travel fees apply). Both options give you the same expert preparation and IRS e-file.
Once your return is e-filed and accepted by the IRS, most federal refunds arrive within 21 days via direct deposit. Returns claiming the Earned Income Credit or Additional Child Tax Credit are held by the IRS until mid-to-late February by law. Florida has no state income tax, so there’s no separate state refund to wait on.
Ready when you are
No upfront fees. No upsells. No hard sell. Tell us what you need and we’ll tell you what it costs — in plain language, before any work starts.
We respond within one business day. No spam, no upsells, no hard sell.
